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Business Cash Advances

Sell tomorrow's
revenue.
Get cash today.

We purchase your future business receivables so you can bridge short-term cash flow gaps. Fast decisions, simple process, no long bank applications.

$500
Max Advance
Same Day
Funding Speed
4 Steps
To Funded
Advance Amounts
Starter$100
Standard$250
Full Advance$500
Fast decisions — no waiting weeks
Secure bank verification via Plaid
No long bank applications
Built for small businesses
We Purchase
Customer Payments
Invoices
Contract Payouts
Merchant Deposits
Settlement Payments
Industries We Serve

We fund your industry

If your business has receivables, we can help — across all major industries.

Transportation truck on highway
Transportation & Logistics
Restaurant dining room
Restaurants & Food Service
Construction workers on site
Construction
Beauty salon professional
Beauty & Wellness
Home services professional
Home Services
Delivery driver with packages
Delivery Businesses
Retail store
Retail Businesses
Professional services office
Professional Services
Client Stories

What our clients say

Real small business owners who bridged the gap with SLS Funding.

★ ★ ★ ★ ★

"SLS Funding saved my business when I needed cash for fuel and couldn't wait on my next client payment. Fast, easy, no hassle."

Marcus T. — Transportation
★ ★ ★ ★ ★

"I had payroll due Friday and a client paying Monday. SLS bridged that gap without any drama. I recommend them to every small business owner."

Diana R. — Home Services
★ ★ ★ ★ ★

"Simple process, fast decision, money in my account the same day. This is exactly what small businesses need."

Kevin P. — Construction
Ready to apply?

Bridge the gap between today and payday

Fast. Flexible. Business focused.

About SLS Funding

Built for small business

SLS Funding was created to solve one problem: small businesses should not have to wait to get paid. We purchase your future receivables so you can keep moving today.

Our Mission

Funding when you need it most

We believe every small business deserves access to fast, fair capital without the bureaucracy of traditional banks.

  • Fast decisions — no waiting weeks for an answer
  • Secure bank verification via Plaid — no paperwork needed
  • No long bank applications or credit score requirements
  • Designed specifically for small business owners
  • Funding available exactly when your business needs it most

What We Do

We purchase future business receivables — customer payments, invoices, contract payouts, merchant deposits, and settlement payments — giving you immediate capital today.

Who We Serve

Small business owners, sole proprietors, independent contractors, and freelancers across transportation, construction, beauty, food service, retail, and professional services.

Real Example

How it helps

Your business is expecting a $1,000 payment next week, but you need cash today for fuel, inventory, or payroll. SLS Funding purchases a portion of that future receivable and provides you immediate capital — right now.

You get cash today →
Simple Process

From application to funded

No lengthy bank applications. No complicated paperwork. Four clear steps from start to cash in your account.

Step 01
📋
Apply

Submit your basic business information. Takes just minutes — no lengthy forms required.

Step 02
🏦
Connect Your Bank

Securely link your bank account via Plaid for instant verification. No paperwork needed.

Step 03
Get Approved

We review your receivable and make a fast funding decision — usually the same day.

Step 04
💸
Get Funded

Funds sent directly to your account. Cash in hand, problem solved.

Funding Amounts

Choose your advance

Three straightforward amounts to match your immediate cash flow need.

$100
Starter Advance
$250
Standard Advance
$500
Full Advance
Common Uses

What businesses use it for

Fuel Expenses
Emergency Repairs
Inventory Purchases
Insurance Payments
Payroll Gaps
Marketing Expenses
Business Supplies
Operating Capital
Got Questions?

Frequently asked questions

Everything you need to know about SLS Funding and how our cash advance process works.

What is a business cash advance?+
A business cash advance is when SLS Funding purchases a portion of your future business receivables — like an upcoming invoice or contract payment — and gives you that cash today in exchange.
How much can I get?+
SLS Funding offers advances of $100, $250, or $500 depending on your business receivables and cash flow history. These amounts are designed to bridge short-term gaps quickly.
How fast will I get funded?+
We make fast decisions. Once you apply and connect your bank account via Plaid, we review your receivables quickly. Most applicants receive funds the same day.
Do you check my credit score?+
No. SLS Funding advances are based on your future business receivables, not your credit score. We look at your upcoming payments and cash flow — not your credit history.
What is Plaid and why do I need it?+
Plaid is a secure bank verification service trusted by thousands of financial companies. It lets us verify your bank account and review recent transactions without paper statements. It is strictly read-only — we can never move or modify your funds.
What counts as a receivable?+
Any documented upcoming payment your business is expecting — customer payments, invoices, contract payouts, merchant deposits, settlement payments, and more.
How do I repay the advance?+
Repayment terms are agreed upon when you receive your funding offer. We work with your business cash flow to set a schedule that makes sense. Call 216-375-0640 for specifics.
Who can apply?+
Any small business owner with documented upcoming receivables — transportation, food service, construction, beauty, home services, delivery, retail, and professional services businesses.
How do I check my application status?+
Log in to your client dashboard using the Sign In button in the top navigation. You can view your funding status, amount, and payment schedule there at any time.
Call 216-375-0640
Eligibility

Who qualifies?

SLS Funding is built for small business owners and independent workers who have upcoming receivables and need cash now.

Qualifying Criteria

You may qualify if…

🏢
You own a business

Small business owners, sole proprietors, LLCs, and independent contractors can all apply for an advance.

📄
You have receivables

You have documented upcoming payments — invoices, contracts, customer deposits, or settlement payments due.

🏦
You have a bank account

You have an active business or personal bank account that can be verified through Plaid's secure platform.

📊
You have business cash flow

Your account shows regular business income and activity — consistent deposits, not necessarily large amounts.

Industries

Businesses we fund

Transportation
Transportation & Logistics
Restaurant
Restaurants & Food Service
Construction
Construction
Beauty
Beauty & Wellness
Home services
Home Services
Delivery
Delivery Businesses
Retail
Retail Businesses
Professional services
Professional Services
Get Started

Apply for funding

Fill out the form below. Connect your bank via Plaid for the fastest approval. We'll be in touch fast.

🔒 Verify Your Bank Account
Connect your business bank account securely via Plaid. Bank-level encryption. Read-only access. Speeds up your approval significantly.
Welcome back,
Funding Status
Repayment progress
Paid
Remaining
Next Due
Payment History
Next Payment Due
Upcoming
Need More Funding?

Once your current advance is repaid, you can apply for another.